The Know - news and insights - Insights
Insights (303)
303 results
Housing market recovery builds momentum
Oct12025

Despite the recent pause (September 2025) in the local interest rate cycle, South Africa’s housing market recovery remains firmly on track, continuing to build momentum amid sustained positive sentiment. National house price inflation is also gaining ground, r
Unchanged repo rate unlikely to stall housing market momentum
Sep182025

With August’s CPI (Consumer Price Index) easing to 3.3%, down from 3.5% in July (2025), it is unfortunate that the Monetary Policy Committee (MPC) decided to leave the repo rate unchanged at its September (2025) meeting. All things considered, were it not for
Gauteng population growth boosts housing demand
Aug252025

While the latest wave of semigration has seen a net influx of new residents – and homebuyers – to the Western Cape in recent years, it is Gauteng that is experiencing by far the largest growth in population. Says Dr Andrew Golding, chief executive of the Pam G
Cape Town features favourably in World Cities Prime Residential Index
Aug252025

Prime residential markets across the globe have continued to demonstrate resilience in the face of economic and geopolitical uncertainty, with rental values outpacing capital growth in the first half of 2025, according to Savills World Cities Prime Residential
Bumper month for residential property sales on Cape’s Atlantic Seaboard
Aug72025

Bucking the trend of seasonally quieter sales activity in the residential property market during the cold and wet winter months, the Cape’s Atlantic Seaboard has experienced a major uptick in demand and concluded transactions, with Pam Golding Properties repor
Repo rate cut expected to stimulate housing market
Jul312025

The Monetary Policy Committee’s decision to reduce the repo rate by a further 25bps is extremely positive news for the residential property market, providing increased confidence and incentive for aspirant home buyers and some relief for those with existing mo
Recovery in national house price inflation continues apace
Jul302025

Encouragingly for homeowners and investors, the recovery in national house price inflation (HPI) continues to gather momentum, with the Pam Golding Residential Property Index rising to +7.3% in June 2025 , up from a revised +6.9% in May 2025. This is significa
Burgeoning lifestyle estates on KZN North Coast proving a magnet for home buyers
Jul72025

Against the backdrop of national coastal house price inflation rising to +5.7% in May 2025 (Source: Lightstone statistics) – with capital appreciation of homes fuelled by demand, the appealing coastal areas north of Durban such as uMhlanga and Ballito continue
Housing assets reflect a further recovery in price appreciation
Jun52025

Widely considered a mainstream asset class, offering considerable upside potential in terms of capital appreciation over the medium to longer term as well as a favourable rental income stream, residential property owners and investors will be encouraged by the
Very welcome interest rate relief for consumers – including home buyers and mortgage applicants
May292025

Subdued economic growth, low inflation and weaker consumer and business confidence made a compelling case for further interest rate relief, which manifested at this month’s (May) MPC meeting, says Dr Andrew Golding, chief executive of the Pam Golding Property
Majority of first-time buyers still purchase freehold homes
May162025

While the conventional perception is that first-time homebuyers typically prefer sectional title properties, over the past decade the vast majority of homes purchased by this sector as their primary residence has been freehold homes, says Dr Andrew Golding, ch
What makes a Karoo town an ideal permanent destination for home buyers
Apr72025

The charm of picturesque Karoo towns, with their slower pace, warm sense of community, quaint architecture and historic buildings – not to mention the expansive, open spaces of ‘Big Sky’ country – continues to draw home buyers escaping bustling city life
Unchanged repo rate disappointing news for home buyers, says Dr Andrew Golding, chief executive of the Pam Golding Property group
Mar212025

“With the February 2025 consumer inflation rate unchanged at 3.2% – below market expectations – the Monetary Policy Committee’s decision not to reduce the repo rate was disappointing for existing mortgage holders and aspirant home buyers. “This means tha
Strong demand for rental properties in Durbanville and surrounds
Mar142025

The rental market in Bellville, Durbanville and Parow is experiencing strong growth, says Mariël Burger, area manager at Pam Golding Properties for Cape Town North. “Some of the reasons for this include an influx of residents from other provinces to the Wester
National budget shows increased infrastructural spend in key property growth hubs against backdrop of disappointing VAT increase, says Dr Andrew Golding, chief executive of the Pam Golding Property group
Mar122025

Says Dr Andrew Golding, chief executive of the Pam Golding Property group: “It was positive to note that the critical need for infrastructural improvements has been highlighted in today’s National Budget, as investment in sound infrastructure with a focus on e
Investment boost in KZN fuels residential property demand north of Durban
Mar52025

Sentiment in the residential property market in the coastal areas north of Durban has improved markedly since the start of 2025, says Carol Reynolds, Pam Golding Properties area principal for Durban Coastal. This is borne out by several meaningful investments
Dynamic landscape for real estate sector in 2025
Feb102025

According to a recent report by Savills, 2025 presents a dynamic landscape for the real estate sector, offering both opportunities and challenges. This year the global real estate services company expects to see global real estate investment turnover rise by 2
Very encouraging news for home buyers, says Dr Andrew Golding, chief executive of the Pam Golding Property group
Jan302025

“Today’s announcement by the Monetary Policy Committee of a further 25bps repo rate cut, bringing the prime rate to 11%, is very encouraging news for aspirant home buyers and those with existing mortgages, particularly as the outlook for interest rate relief h
Positive outlook for 2025, says Dr Andrew Golding
Dec112024

With inflation currently well below the lower end of the 3-6% target range at 2.85% in October 2024, and electricity supply seemingly under control, the economic outlook for 2025 appears increasingly positive, with a further 25bps repo rate cut most likely on
Cape Winelands retirement living in high demand
Dec32024

The Cape Winelands region is becoming increasingly popular among older property buyers, who are attracted to the beautiful tranquil environment with all the first-class medical facilities on offer, says Surina du Toit, area manager for Paarl, Franschhoek, Well