Why should a South African investor choose Dubai for the Golden Visa?

Dubai offers a stable, well-regulated market with a tax-efficient environment, allowing for asset diversification and long-term security. The Golden Visa provides a secure residency option for the entire family, backed by world-class infrastructure and a safe lifestyle.

Can I get a Golden Visa if my property is off-plan?

Yes, you can. The Dubai Golden Visa is open to both off-plan properties and completed properties, which makes it ideal to invest with developers like Azizi and Damac, whom both have a wide range of off plan and already built stock available.

Can I apply for the Golden Visa if my property is mortgaged?

Yes. Your property can be mortgaged, but your personal equity (the amount you've already paid) must be at least AED 2 million at the time of your application.

Is there a minimum stay requirement to maintain the visa?

No. There is no minimum stay requirement, so you can maintain your residency even if you spend extended periods outside of the UAE.

Dubai

Overview

As your trusted partner in Dubai real estate, Pam Golding International is pleased to present the strategic opportunity to invest in one of the world's most dynamic markets. For South African clients seeking to diversify their assets and secure long-term residency, the Dubai Golden Visa programme is a compelling pathway. This renewable 10-year residency visa is designed for astute investors, offering a stable foothold in a city known for its robust economy, visionary development, and exceptional lifestyle.

Dubai's real estate market is currently experiencing unprecedented momentum, driven by a surge in tourism, record-breaking property sales, and a rapidly expanding population. With a minimum investment of AED 2 million, you can acquire a luxury property in a premier development and unlock the significant benefits of long-term residency. Pam Golding International, in collaboration with prominent developers like DAMAC and Azizi Developments, offers access to high-quality projects such as Azizi Venice and Damac Islands that provide a strong potential for capital growth and rental returns.

Benefits

Long-Term Residency: Secure a 10-year, renewable visa for yourself and your family, providing valuable long-term residency benefits and peace of mind.
Strong Rental Returns: Dubai's active rental market, fuelled by a booming population and a surge in tourism, offers impressive gross rental yields, historically ranging from 5% to 9% annually.
Favourable Tax Structure: Maximize your profitability with Dubai's tax-friendly environment, which features zero property tax on income earned and zero capital gains tax on any profits.
Dynamic Economic Expansion: Benefit from the UAE's diverse and growing economy, with a projected GDP growth of 4.1% in 2025, which continues to fuel a very active property market.
Asset Diversification: Investing in Dubai real estate provides a stable hard-currency asset which is pegged to the USD, offering a strategic way to diversify your wealth.
Access to Partner Developments: Our collaboration with various Dubai developers gives you access to strategically located projects with a proven delivery record and strong return potential.

Investment Options

The Dubai Golden Visa has specific requirements for qualifying real estate investments, offering flexibility for investors to choose from a range of property types.

Real Estate Investment

A minimum investment of AED 2 million in one or more residential properties.
The investment can be in ready-to-move-in properties or off-plan properties still under construction. This allows you to invest in exciting new developments like Azizi Venice and Damac Islands.
You can use a mortgage from a UAE-based bank to finance the purchase, as long as your personal equity (the down payment) is at least AED 2 million.
The property must be registered under your name with the Dubai Land Department (DLD).

Importance notice

The property can be a single unit or a portfolio of properties, provided the total value is at least AED 2 million.
You can utilize a mortgage from a UAE-based bank to finance the purchase, as long as your personal equity (the down payment) is at least AED 2 million.
The investment must be registered under your name with the Dubai Land Department (DLD).

Investment Opportunities in Dubai

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Application Process

Pam Golding International recommends skilled and professional guidance throughout the in-depth process. The application usually takes a number of months to be approved.

Step 1

Make your investment

Investing in real estate needs to be done first and can take up to a number of months to finalise. This needs to be done before you can apply for the Golden Visa.

Step 2

Get an entry permit

You will first apply for a six-month entry permit, which allows you to travel to the UAE to complete the visa process.

Step 3

Medical examination

Once in the UAE, you will need to undergo a medical fitness test at a government-approved health center.

Step 4

Biometrics and document submission

You will visit a customer help center to provide your biometric data (fingerprints and photo) and submit all required documentation.

Step 5

Visa issuance

Once your application is approved, your 10-year Golden Visa will be issued and linked to your Emirates ID.

Required Documents for the Dubai Golden Visa

To start your application, you will need to prepare the following documents:

Copy of a valid passport for all applicants.
A recent passport-sized digital photograph.
Title deed of the property, a bank confirmation, or a purchase agreement proving the property's value is at least AED 2 million.
Bank statements showing the source of funds for the investment.
 Marriage certificate and children's birth certificates (if applicable).
A clean criminal record certificate from your home country.
A medical fitness certificate from the UAE.

Frequently Asked Questions

- Dubai offers a stable, well-regulated market with a tax-efficient environment, allowing for asset diversification and long-term security. The Golden Visa provides a secure residency option for the entire family, backed by world-class infrastructure and a safe lifestyle.
- Yes, you can. The Dubai Golden Visa is open to both off-plan properties and completed properties, which makes it ideal to invest with developers like Azizi and Damac, whom both have a wide range of off plan and already built stock available.
- Yes. Your property can be mortgaged, but your personal equity (the amount you've already paid) must be at least AED 2 million at the time of your application.
- No. There is no minimum stay requirement, so you can maintain your residency even if you spend extended periods outside of the UAE.