Buying a house requires a lot of thought, and we want to ensure you’ve got all the information you need to make decisions that are right for you. Use our bond calculator to ballpark your potential spending power to get a better idea of how much you’re able to afford, and our bond affordability calculator to get an idea of how much you’ll have to pay for bond payments and interest.

The calculations are done as a non VAT registered natural person purchasing a freehold property. For non-South African residents, we at Pam Golding Properties have put together a helpful buyers guide to answer some frequently asked questions, because we know how overwhelming it can be to buy property in another country..

Keep your monthly payments affordable by working with a figure that’s right for you.

Available income

>This is your total monthly income before taxes or expenses are deducted.
>This is your monthly income after paying taxes and other deductions.

Bond details

>The value indicated is based on the current South African prime lending rate
> The maximum term for a bond is 30 years.



Personalised property loans

Need help getting started? Our experienced ooba consultants will help you work out which property loan is best for you.

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