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IN PASSING
Soaring utilities costs are impacting severely on the affordability of housing. Manufacturing industry is also feeling the pinch and retailers are struggling with distribution costs.

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ANDREW GOLDING
The residential property market appears to have settled into a pattern best described as a "new normal" in which there are a number of positive factors, including sound buying support.

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WESTERN CAPE
We review the regional economy, the property market and the rentals sector in this bustling province.

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PROPERTY OUTLOOK
Pricing is critical in this sensitive market and buyers need to have their finances in place. Astute buyers are active in the market place looking for bargains.

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MORTGAGE OVERVIEW
Lenders fear a "credit bubble" is developing. A major reason why mortgage bonds are hard to get is the continuing high level of household indebtedness – in spite of the lowest interest rates in 38 years.

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THE ECONOMY
Wage demands, wildcat strikes, violent protests are all damaging our economy and hurting South Africa's global image. As a result the rand has weakened.

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FLOWER POWER
A well-kept attractive garden can represent 20% and more of the value of a residential property. Too few homeowners have adequate insurance cover.

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GUEST HOUSES
Seeking a return on investment or a return on life? That is something to ponder before entering the guest house/B&B business. The majority of buyers are from overseas.

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HOTELS AND TOURISM
Another future "island in the sun" holiday destination promises to be the tiny mid-Atlantic British dependency of St Helena. South Africans are building the island"s first airstrip and PGP is assessing its tourism potential.

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LEGAL ISSUES
What are the rules when selling a residential property which is rented out? The maxim huur gaat voor koop protects tenants' rights.

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LISTED PROPERTY
The JSE's real estate sector has been a rewarding place for investors. Over the past 12 months listed property as an asset class has recorded the highest return.

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PROPERTY PORTFOLIO
A nationwide collection of Pam Golding Properties' finest homes for sale.

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ip december 2012
 
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